Westchester County
Mold Removal in New Rochelle, Westchester County
Before spending anything on a finished basement in New Rochelle, it is worth knowing whether the address is one of the 286 properties that have flooded more than once. That is the highest repetitive loss count in this coverage area, and the city told the county it is still only considering keeping a list, so the history is yours to establish.
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Tell us what you can see, where the water came from, and whether the building is yours or somebody else's. That is usually enough for us to say which trade you need, and who is on the hook for paying, before anyone comes out.
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What 286 repetitive loss properties mean for your address

The Westchester County hazard mitigation plan records 599 flood insurance policies in the City of New Rochelle, 719 claims, $9,599,635 in total loss payments and 286 repetitive loss properties, on FEMA data current to July 2021. That is the highest repetitive loss count of the four Westchester municipalities in this coverage area.
Source: Westchester County Hazard Mitigation Plan, City of New Rochelle annex, accessed 2026-09-16
New Rochelle told the county hazard mitigation plan that its Building Department is the department responsible for floodplain management, that no member of its staff holds the professional floodplain manager credential, that it is only considering maintaining a list of flood damaged properties, that no substantial damage determinations have been declared to date and that no properties have been mitigated by elevation or acquisition.
Source: Westchester County Hazard Mitigation Plan, City of New Rochelle annex, accessed 2026-09-16
The New Rochelle annex names Beechmont Drive and the Pelham Road area as low lying spots that flood in heavy rain from insufficient storm drain capacity, records NFIP claims and two repetitive loss properties along White Oak Street near North Avenue between Paine Avenue and Brookside Place, and notes lake overflow flooding at Chatsworth Place, Ashland and Crestview, upstream drainage flooding Inwood Place at Glenwood Lake, and stream bank overtopping near Donald Drive and Winding Brook Road.
Source: Westchester County Hazard Mitigation Plan, City of New Rochelle annex, accessed 2026-09-16
New Rochelle's annex to the county hazard mitigation plan states that the Hutchinson River experiences flooding, and it carries a mitigation action to reduce flooding of private properties adjacent to the Hutchinson River north of Hutchinson Boulevard by building a new culvert, citing an undersized existing culvert and a high roadway embankment that produce significant backwater.
Source: Westchester County Hazard Mitigation Plan, City of New Rochelle annex, accessed 2026-09-16
New Rochelle has 32,792 housing units, of which 10,661 were built in 1939 or earlier while 1,021 were built in 2020 or later and 1,329 between 2010 and 2019, the largest recent build count of the four Westchester municipalities in this coverage area.
Source: US Census Bureau, American Community Survey 2020-2024 5-year, table B25034, accessed 2026-09-16
4 mold assessment contractors and 6 mold remediation contractors hold active New York State licenses at New Rochelle addresses.
Source: New York State Open Data, Mold Contractor Licenses, accessed 2026-09-16
Under Chapter 581 of the Laws of Westchester County, a landlord must give every prospective tenant of a residential or commercial leasehold or sublet a completed Flood History Disclosure Form stating the FIRM panel and flood zone, whether the property is in a special flood hazard area, whether it has flooded within the past ten years, a description of those flood events including the approximate height the water reached, and what the owner has done to reduce flood risk.
Source: Westchester County Department of Planning, accessed 2026-09-16
Has your New Rochelle basement flooded before?
Send the street and we will tell you what the city record says about it.
The Building Department runs New Rochelle's floodplain, and keeps no list
Floodplain management in New Rochelle sits with the Building Department, no member of staff holds the professional floodplain manager credential, no substantial damage determinations have been declared and no property has been mitigated by elevation or acquisition, so the record you need is one you assemble yourself. The city's own annex points inland rather than at the Sound: Beechmont Drive and the Pelham Road area flood from insufficient storm drain capacity, two repetitive loss properties sit along White Oak Street near North Avenue, and there is lake overflow at Chatsworth Place and Inwood Place by Glenwood Lake. North of Hutchinson Boulevard the cause is named outright, an undersized culvert and a high roadway embankment that back water up onto private property, and the replacement has not been built. The street address therefore matters more than the distance to salt water. New Rochelle is also two housing markets: 10,661 prewar units, and more new construction since 2010 than any of the four Westchester municipalities here, where damp in a recent tower is usually an envelope or ventilation fault that may still be a builder's responsibility. Four assessors and six remediators hold licenses locally, so schedule the assessment early. If you rent, Westchester's Chapter 581 entitles you to the building's ten year flood history in writing before you sign.
Areas within New Rochelle: Beechmont, Pelham Road area, Glenwood Lake, Hutchinson Boulevard


What we arrange in New Rochelle
Mold Inspection and Assessment
Find out what is growing, how far it reaches and what water is feeding it, in writing, before anyone quotes a dollar to remove it.
Mold Assessment in New Rochelle →Mold Remediation and Removal
Get the mold and the material it is living in out of the building, to a plan somebody independent wrote, with the work checked afterwards by that same independent party.
Mold Remediation in New Rochelle →Water Damage Drying and Dry Out
Get the building dry inside the window where wet material is still just wet material, before a water problem turns into a licensed mold project.
Water Damage Drying in New Rochelle →Tell us what came in and how long it stayed
Days of standing water is a different job from a few hours of it.